Following is a schedule of holidays observed by the Federal Reserve Bank. In order to best serve you, American Bank Draft Systems mirrors the Federal Reserves holiday schedule.

Financial Services Holiday Schedules

Standard Federal Reserve Holidays 2005 2006 2007 New Year's Day Jan 1* Jan 2 Jan 1 Martin Luther King, Jr. Day Jan 17 Jan 16 Jan 15 Presidents' Day Feb 21 Feb 20 Feb 19 Memorial Day May 30 May 29 May 28 Independence Day July 4 July 4 July 4 Labor Day Sept 5 Sept 4 Sept 3 Columbus Day Oct 10 Oct 9 Oct 8 Veterans' Day Nov 11 Nov 11* Nov 12 Thanksgiving Day Nov 24 Nov 23 Nov 22 Christmas Day Dec 26 Dec 25 Dec 25 *For holidays falling on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.